Terms and conditions

Terms and Conditions: The Rummy 91 User Agreement

1. The Legal Binding and Acceptance

By accessing the Rummy 91 platform, completing your Sign up, or performing a Login, you enter into a legally binding contract with Rummy 91 Interactive. These Terms and Conditions govern your use of our App, website, and all associated Games. If you do not agree with any provision of this agreement, you must immediately cease all activity on the platform.

2. Membership Eligibility and Geographic Restrictions

A. Age of Consent

You must be a minimum of 18 years of age to participate in any real-money contests. Rummy 91 employs age-gating technology and reserves the right to request proof of age at any time. Accounts found to be operated by minors will be terminated immediately, and all winnings will be forfeited.

B. Territorial Restrictions (The «Excluded States»)

India’s legal landscape for online gaming is fragmented. While Rummy is a «Game of Skill» recognized by the Supreme Court, certain states have specific prohibitions.

• Restricted Territories: Residents of Assam, Odisha, Telangana, Andhra Pradesh, Nagaland, and Sikkim are strictly prohibited from playing real-money games on Rummy 91.
• Compliance: Any user attempting to bypass these restrictions via VPN or proxy will face a permanent ban and forfeiture of funds.

3. Regulatory Authorities and Legal Framework

To maintain transparency, we provide links to the official bodies and legal resources that govern our operations in India:

4. Account Security and KYC Protocols

A. The Single Account Mandate

Users are strictly limited to one account. Any attempt to create multiple identities to abuse a Bonus or manipulate game tables will result in an immediate and permanent ban.

B. Mandatory Verification (KYC)

Under the Prevention of Money Laundering Act (PMLA), Rummy 91 requires all users to verify their identity.

• Required Documents: A valid PAN card is mandatory for all tax-related purposes.
• Address Proof: Aadhaar, Voter ID, or Passport may be requested to confirm residency.
• Withdrawals: No funds can be withdrawn until the KYC process is successfully completed.

5. Bonus Policy and Fair Play

Every Bonus awarded on the platform is subject to wagering requirements. These credits are intended to enhance your gameplay in Pokies (Slots) and Rummy but cannot be directly withdrawn as cash until the specific turnover conditions are met.

6. Interactive: The Rummy 91 Player Integrity Shield

We utilize a sophisticated weighting system to ensure that every game played on the App is fair, transparent, and skill-based.

7. Financial Transactions and Taxation

A. Deposits

Deposits must be made through recognized Indian payment methods (UPI, IMPS, Net Banking). Funds must originate from an account held in the User’s legal name.

B. TDS (Tax Deducted at Source)

As per the Finance Act 2023, Rummy 91 is required to deduct 30% TDS on the «Net Winnings» at the time of withdrawal or at the end of the financial year.

8. Fair Play, Anti-Collusion, and Anti-Cheating

To maintain the prestige of Rummy 91, we enforce a zero-tolerance policy against any form of manipulation. Our platform uses «Neural Watch» technology to analyze every move in real-time.

A. Prohibited Actions

Users are strictly forbidden from:

• Collusion: Communicating with other players to share card information or coordinate strategy.
• Bot Activity: Using automated software, AI, or scripts to play Games or make decisions.
• Multi-Accounting: Operating more than one account to bypass table limits or exploit a Bonus.
• External Assistance: Using Rummy calculators or third-party strategy software during live gameplay.

B. Penalties for Misconduct

If our «Neural Watch» system flags an account for suspicious activity, Rummy 91 reserves the right to:

1. Freeze all funds and pending withdrawals during a 72-hour audit.
2. Permanently terminate the account without notice if cheating is verified.
3. Report the user’s details to the E-Gaming Federation (EGF) «Blacklist» database to prevent registration on other Indian platforms.

9. Intellectual Property and Content Usage

All digital assets associated with Rummy 91—including the App interface, proprietary Rummy algorithms, logos, and the «Spin Crush» engine for Pokies (Slots)—are the exclusive property of Rummy 91 Interactive.

• Users are granted a personal, non-exclusive license to use the platform for entertainment.
• Any attempt to reverse-engineer the software or scrape data from our servers is a violation of the Copyright Act, 1957 and will be prosecuted.

10. Service Interruptions and Disclaimers

A. Technical Issues

While we provide high-performance gaming, we are not liable for losses caused by the user’s internet instability. In cases of a verifiable server-side crash at Rummy 91, the specific stake for the affected hand will be refunded to the user’s wallet.

B. Skill-Based Risk

You acknowledge that Rummy is a game of skill and your performance determines the outcome. We provide no guarantees of winning, and any reliance on the platform is at your own financial risk.

11. Grievance Redressal and Dispute Resolution

In accordance with the IT Rules, 2021, Rummy 91 has established a tiered resolution system to ensure every player’s voice is heard.

12. Responsible Gaming and Self-Exclusion

Rummy 91 promotes healthy gaming habits. Our platform includes mandatory «Cool-off» periods and customizable deposit limits. If you feel you are developing a gaming compulsion, you can use the App settings to initiate a «Self-Exclusion» period ranging from 48 hours to 6 months, during which your Login will be disabled.

13. Interactive: The Rummy 91 Fairness Ecosystem

This visualization represents our holistic approach to balancing player skill with platform integrity.

14. Amendments and Contact

We reserve the right to update these terms to reflect changing Indian regulations. Any changes will be highlighted via an in-app message. Continued use of Rummy 91 constitutes acceptance of the new terms.

Official Contact:

• Legal Inquiries: [email protected]
• Grievance Officer: Mr. Sameer V.
• Address: 1001A, B Wing, 10th Floor, The Capital, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra 400051, India.